Protection

Term Life Insurance

Get a comparative term life insurance quotation from some of the UK's top insurance companies. Level and Reducing Terms, Death and Critical Illness combinations are available for general or mortgage protection.

Family Income Protection

Family income protection provides your family with a monthly income for the remaining term of the policy rather than a single lump sum.

Low cost cover providing a tax free income, particularly useful for young families.

Benefit is paid on death (or diagnosis of a specified critical illness if that option is taken out) of the insured person for the remaining years of the policy term.

Risk Warning: Taxation rules may change in the future

Provides valuable income to the surviving spouse/partner to bring up children etc.

Available for long or short term plans

Available for single or joint applicants.

Income Protection

This is a policy designed to payout a specified monthly benefit in the event of you being unable to work due to disability or accident or sickness.

Income is paid for the duration of your illness or incapacity and/or until your selected end date (typically to your retirement date).

If you recover then become ill again you can recommence your claim or if it is for a different incapacity, claims are not restricted to one event.

Benefits paid for short & long term incapacity, subject to the deferred period.

The insurance company cannot cancel cover once you have been accepted. You can cancel, they cannot.

Inflation protection can be provided by arranging an increasing policy. This provides increasing cover to take into account rising future costs.

Guaranteed premiums are available with most insurance companies.